Archive | Il Real Estate For Sale RSS feed for this section

Getting Settled In Your Saint Clair County IL Home

2 Oct

Congratulations!  You’ve survived the process of leaving one home and finding another and the onus of packing everything up and then unpacking the same boxes.  Your child is enrolled in a new school; you’ve found a new bank and a new doctor; you’ve investigated trash pick-up times, licensing requirements, and registering your car; and your mail is being forwarded to you on a regular basis.  So now what?

Now that things have calmed down, and you’re somewhat settled in your Saint Clair County IL home, you may feel a bit lonely in an unfamiliar place.  The following tips are designed to help you become acquainted with and feel a part of your new community—the first steps in recreating the sense of belonging you had in your previous location.

  • Go on-line to learn about your new area and what it has to offer.  Look at the city, chamber of commerce, or convention and visitors’ bureau websites and request maps and free visitors’ guides.  Research religious facilities, cultural opportunities, parks and outdoor activities, and so much more.
  • Acquire a regional map and drive around.  Explore shortcuts and pinpoint the location of shopping malls, medical facilities, the post office, libraries, city offices, etc.
  • Talk to neighbors.  Request advice about home maintenance companies, babysitters, doctors and ask about the civic league or HOA associated with your Saint Clair County IL home.
  • Take a walking tour of your neighborhood.  Introduce to and initiate conversations with residents who are outside.  Compliment their yard or ask for directions, for starters.
  • Attend garage/yard sales nearby.  Shoppers at these events are usually friendly and gregarious, so talk to them.
  • Read the local newspaper to discover places of interest and happenings in the area.  Look for clubs or group meetings that focus on your interests—art, gardening, sports, books, crafts, etc.
  • Seek out neighborhood coffee shops and restaurants and get acquainted with the “regulars.”
  • Join a service club such as the Lions or Kiwanis or get involved with a political group.
  • Join a recreation center or gym.  Attend classes there or work with a group who will share your interests.
  • Visit a library or bookstore to pick up books, maps, and visitors guides for your new town.
  • Volunteer.  Check with a local church or synagogue, a hospital, library, or school near your Saint Clair County IL home.  Volunteering is a terrific way to meet people and to make you feel an integral part of the community.
  • Give a housewarming party and invite all your neighbors.  Such an occasion is a good impetus to finish unpacking and finalizing the decorating of your Saint Clair County IL home.  It is also a wonderful way to make friends.

Before long you will become familiar with your new environment and be comfortable there.  Best of all, you’ll “belong” once again!

Search all Saint Clair County IL Real Estate And Homes For Sale.

Holly Norton offers unparalleled service in the Saint Clair County IL real estate market. Holly assists buyers looking for Saint Clair County IL real estate for sale and aggressively markets Saint Clair homes for sale. Holly serves the entire Saint Clair County Illinois real estate market including the surrounding communities such as Fairview Heights, Belleville, Swansea, Shiloh, O’Fallon, Freeburg, Smithton, Mascoutah and Millstdat area.

Advertisements

Saint Clair County IL Foreclosure Trends – July 2012

18 Sep

There were 2,011 Saint Clair County, IL homes in July 2012, according to RealtyTrac.com. The average sales price of a Saint Clair County, IL home was $131,263 in July, while the average sales price of a Saint Clair County, IL  foreclosure home was $48,000, a $82,263 savings.

Saint Clair County, IL Foreclosure Activity and 30 Year Interest Rate

The interest rate on a 30 year mortgage was 3.55% in July and there were 285 new foreclosures.

saint clair county il

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Saint Clair County, IL Foreclosure Geographical Comparison

Saint Clair County, IL foreclosures were 0.09% above national statistics and 0.1% below Illinois figures in July.

saint clair county il foreclosure

Saint Clair County, IL Foreclosure Activity by Month

Saint Clair County, IL  foreclosure activity is falling. The number of Bank-owned properties increased from 48 properties in June to 105 in July, while the number of Auctions increased from 11 to 19. Pre-foreclosure activity climbed from 102 homes to 161 homes.

saint clair county il foreclosure

Are you or someone you know behind on mortgage payments and facing a Saint Clair County, IL foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. Give me a call for a private consultation.

Search all Saint Clair County IL Real Estate And Homes For Sale.

Holly Norton offers unparalleled service in the Saint Clair County IL real estate market. Holly assists buyers looking for Saint Clair County IL real estate for sale and aggressively markets Saint Clair homes for sale. Holly serves the entire Saint Clair County Illinois real estate market including the surrounding communities such as Fairview Heights, Belleville, Swansea, Shiloh, O’Fallon, Freeburg, Smithton, Mascoutah and Millstdat area.

Are You Overvaluing Your Saint Clair County IL Home?

11 Sep

Despite survey after survey showing that consumers expect home prices to continue to decline next year, most owners of Saint Clair County IL homesstill believe their houses are worth more than what their agents recommend.

saint clair county ilNearly three out of four home owners, 76 percent, believe their homes are worth more than the recommended agent listing price. By contrast, 68 percent of home buyers believe homes are overpriced, according to HomeGain’s latest survey, which involved over 400 real estate agents and brokers and more than 2,000 home owners nationwide. The gap between what sellers expect and what agents recommend has actually grown slightly over the past year even though national median prices have declined about 4-7 percent this year. A year ago 73 percent of owners thought their homes were worth more than their agent’s recommended listing price.

A new study by the Research Institute for Housing America, the think tank affiliate of the Mortgage Bankers Assn., documents a profound market fissure caused by owners’ fears and hesitation — what researchers call “negative selling sentiment.  “Nearly 80% of consumers in the study’s survey think this is a great time to buy a house, but more than 92% of homeowners think it’s not a great time to sell.

According to Syracuse University economist Gary Engelhardt, compared with earlier post-recession periods, today’s owners have been more deeply shocked by the extent and severe side effects of foreclosures, short sales, and unemployment. In the aftermath of earlier recessions, such as in the early 1990s, 40% to 60% of homeowners remained relatively positive about their prospects if they chose to sell — far higher than the very few who see it that way today.

Many owners of Saint Clair County IL homes “have not adjusted their price expectations downward” to keep pace with local declines in property values which occurred after the mortgage bust, Engelhardt says, thereby contributing to the sharp divergence in their real estate visions compared with those of buyers.

This is consistent with the results of a study conducted in mid-2011 by Zillow, the online real estate and mortgage information company. Zillow found that sellers nationwide were having trouble coming to grips with what market forces had done to their property values. They knew prices had declined, but they didn’t necessarily think those devaluations applied to their Saint Clair County IL homes.

Click here for an approximate value of your Saint Clair County IL home.

Search all Saint Clair County IL Real Estate And Homes For Sale.

Holly Norton offers unparalleled service in the Saint Clair County IL real estate market. Holly assists buyers looking for Saint Clair County IL real estate for sale and aggressively markets Saint Clair homes for sale. Holly serves the entire Saint Clair County Illinois real estate market including the surrounding communities such as Fairview Heights, Belleville, Swansea, Shiloh, O’Fallon, Freeburg, Smithton, Mascoutah and Millstdat area.

 

Small Space Vegetable Gardening for Your Saint Clair County IL Home

4 Sep

Are you feeling the urge to get your hands dirty or have a yen for home-grown fresh veggies but are frustrated because you just don’t have the space at your Saint Clair County IL home to plant a real garden?  Just as the “grow your own produce” movement has taken hold, so has small space and/or container vegetable gardening.

Not sure how to get started?  Visit Vegetable Gardening Online for a free planning grid and planting advice—for a space as small as 1’ x 5’. Or click here for instructions on site selection, soil preparation, and space-saving techniques for your Saint Clair County IL home garden.  Efficiency gardening strategies include companion planting, crop rotation, succession planting, spacing, and vertical growing.  Who knew?

What will you need?  General requirements include soil, plenty of sunshine, and a water source.   Keep in mind, however, that while most vegetables do best in at least 6 hours of sunlight, there a few (spinach, lettuce, broccoli, e.g.) that can tolerate some shade, so don’t discount any potential garden spot.

What to plant in a small space?  Think tomatoes, lettuce, peas and beans, beets, carrots, and peppers.  Each of these vegetables will grow well in a small area, will not require extra care, and will contribute to delicious meals at your Saint Clair County IL home.

Remember, though, that you don’t need a plot of land to garden.  Many vegetables lend themselves well to container gardening. With some thought to selecting bush or dwarf varieties, almost any vegetable can be adapted to growing in a pot. Vegetables that take up little space, such as carrots, radishes and lettuce, or crops that bear fruits over a long period of time, such as tomatoes and peppers, are perfect for container vegetable gardens.  Containers for your vegetable gardens can be almost anything: flower pots, pails, buckets, wire baskets, bushel baskets, wooden boxes, nursery flats, window planters, washtubs, plastic bags, large food cans, or any number of other things.  However, no matter what kind of container you choose, it should have holes at the base or in the bottom to permit drainage of excess water. Another tip:  be careful when using dark colored containers because they absorb heat which could possibly damage the plant roots. If you must use them, try painting them a lighter color.Happy eating!

Search all Saint Clair County IL Real Estate And Homes For Sale.

Holly Norton offers unparalleled service in the Saint Clair County IL real estate market. Holly assists buyers looking for Saint Clair County IL real estate for sale and aggressively markets Saint Clair homes for sale. Holly serves the entire Saint Clair County Illinois real estate market including the surrounding communities such as Fairview Heights, Belleville, Swansea, Shiloh, O’Fallon, Freeburg, Smithton, Mascoutah and Millstdat area.

Saint Clair County Real Estate For Sale:920 Peony Drive Belleville, IL 62220

23 Aug

Saint Clair County Real Estate For Sale:

920 Peony Drive Belleville, IL 62220

MLS#4110703

Spacious living areas and numerous upgrades make this exceptional family home ready for move-in. A sun-drenched living room with gleaming hardwood floors and picture window views is the ideal place to greet family and friends. Wonderful kitchen space features cabinet and counter space galore, new wall oven, gas cook-top, dishwasher and refrigerator. The sunny breakfast nook with patio access is a great place to start your day. Step downstairs into the huge family room offering all the space you need for relaxing and enjoying good times. Three generously sized bedrooms with hardwood floors and large windows are perfect for a good night’s rest. Awesome backyard with mature trees and a covered patio for grilling and chilling will certainly make your next BBQ a hit. Pack your bags and come on over. We are sure you will want to stay.

Holly Norton has distinguished herself as a leader in the Saint Clair County, IL real estate market. Holly assists buyers looking for Saint Clair County, IL real estate for sale and aggressively markets Saint Clair County homes for sale.

Holly brings with her a keen eye for the details of buying or selling a Saint Clair County, IL home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Holly will help make the most of your Saint Clair County, IL real estate experience. Give her a call today, 618-779-9966, and discover the difference she can make during your family’s move.

Search all Saint Clair County IL Real Estate And Homes For Sale.

Saint Clair County, IL Real Estate For Sale:7701 Baxter Drive Belleville, IL 62223

19 Jul

Saint Clair County, IL Real Estate For Sale:

7701 Baxter Drive Belleville, IL 62223

MLS#4108957

Image

View The Tour!

Honey stop the car!  This feels like home.  An inviting foyer with hardwood floors and pottery barn perfect colors are ready to welcome you home. A spacious dining area allows for romantic dinner space. Fantastic family living area offers vaulted ceilings and a warm fireplace flanked by picture window views. A delicious kitchen with soaring ceilings, drop down cabinets, counter space galore, a smooth-top range, built-in microwave plus a planning desk is sure to please the cook.  Family and friends can perch at the breakfast bar to sample your goodies. A sunny breakfast area with deck access is ideal for entertaining. Enjoy your morning coffee on the spacious deck overlooking lush green lawns and mature trees. Then just step back inside as there is home office space on the main living area, you may never want to leave. A dreamy master suite features soothing colors, a deep tray ceiling plus a pampering master bathroom. Stash the kids downstairs where they will find plenty of room to sprawl out with their friends. A bedroom, living area and a full bathroom will keep them entertained. Gorgeous features that would appeal to your family are awaiting you in this move-in ready home. Call me today for your private tour.

Search all Saint Clair County IL Real Estate And Homes For Sale.

Holly Norton offers unparalleled service in the Saint Clair County IL real estate market. Holly assists buyers looking for Saint Clair County IL real estate for sale and aggressively markets Saint Clair homes for sale. Holly serves the entire Saint Clair County Illinois real estate market including the surrounding communities such as Fairview Heights, Belleville, Swansea, Shiloh, O’Fallon, Freeburg, Smithton, Mascoutah and Millstdat area.

Everything You Need To Know About Buying a Saint Clair County IL Home – Part III

17 Jul

After you’ve made your lists of “must haves,” and you’ve identified desirable neighborhoods, it’s time to seriously shop for your Saint Clair County IL home.

Your agent will email you listings which meet your criteria, and you can “visit” many of them online via a virtual tour. Once you have narrowed down your choices, your Realtor will arrange for you to visit those properties. A few bits of advice here:

saint clair county il home1) Take notes on each home you tour.

2) Look past the owner’s furnishings and décor.

3)  Consider the potential of the property.

4) Listen to both your head and your heart. Sometimes a property really does “speak” to you.

Once you decide to make an offer on your chosen Saint Clair County IL home, your agent will provide you with comparable prices of similar homes which have recently sold to help you decide what you will offer. He/she will prepare a contract which will include price; down payment, deposit, financing; inspections; conveyance of items, settlement date; and any contingencies you add.

Once your Realtor presents your offer to the seller, negotiations may begin. The seller may counter your offered price or any other part of the contract, and you may, in turn, counter such requests. You may have to offer more money in price, but you can also ask the seller to cover all or some of your closing costs or to make repairs that ordinarily would not be covered. The best solution, of course, is to reach an agreement that makes both the buyer and the seller happy.

Once the deal has been finalized, you will proceed to having a home inspection, a HVAC inspection, and an environmental test (asbestos, mold, radon). Your Realtor can arrange for these inspections to ensure that the property meets expected standards. He/she will also deal with the seller to take care of any exposed discrepancies and/or unexpected problems

What‘s next? Preparation for your closing, a walk-through of the property, and then the actual settlement on your Saint Clair County IL home!

Search all Saint Clair County IL Real Estate And Homes For Sale.

Holly Nortonoffers unparalleled service in the Saint Clair County IL real estate market. Holly assists buyers looking for Saint Clair County IL real estate for saleand aggressively markets Saint Clair homes for sale. Holly serves the entire Saint Clair County Illinois real estate market including the surrounding communities such as Fairview Heights, Belleville, Swansea, Shiloh, O’Fallon, Freeburg, Smithton, Mascoutah and Millstdat area.